Unsecured Personal Loan by Expert Startup Solutions

AMIT KUMAR (September-2019 से पंजीकृत) ने 217 दिन पहले इस विज्ञापन को पोस्ट किया था और पिछली बार 163 दिन पहले वेबसाइट के माध्यम से अपडेट किया गया था और 39 यूज़र्स में से 14 यूज़र्स ने इस विज्ञापन के लिए आवेदन कर लिया है, जिन्होंने ने अभी तक Clickindia पर इस विज्ञापन को देखा है

Personal loans come with no restrictions on how the funds are used. The loan amount can go up to Rs. 40 lakh, or even higher based on the discretion of the lenders. Repayment tenure ranges from a minimum of 3 months to a maximum of 5 years, banks/NBFCs offering longer durations. Minimal documentation is required to apply for a personal loan. Quick disbursals ensure fast access to the funds. Individuals with excellent credit profiles may qualify for pre-approved or pre-qualified personal loans, which come with instant disbursal. Eligibility Criteria for Personal Loans: Age: 18 - 60 years Income: Minimum Rs 15,000/month for salaried applicants Credit Score: Preferably 750 and above as having higher credit scores increase the chances of your loan approval at lower interest rates Eligible only for individuals receiving their salary in a bank account APR (Annual Percentage Rate) on Personal Loans we isn't a lender itself but connects borrowers with different lending partners. These partners offer personal loans with varying APRs, typically ranging from 11.29% to 35%. The actual rates may depend on the borrower's financial situation and loan requirements. Loan terms usually range from a few weeks to a maximum of 60 months (5 years), but they can vary between lenders. It's important for borrowers to carefully review the loan agreement provided by the lender before accepting any offers. This agreement includes the final APR, fees, and specific terms and conditions, ensuring borrowers understand their financial obligations. Assume you have availed a personal loan of ?5,00,000 lakhs @ 11.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, i.e. ?7,500. Therefore, the APR for your personal loan will be 12.16%. The EMI will be ?10,996. Principal Amount: ?5,00,000 Interest Charges (@11.5%): ?1,59,778 Loan Processing Fees (@1.5%): ?7,500 EMI per month: ? 10,996 Total Amount paid after 5 Years: ? 6,67,278 *Interest rate and processing fees varies as per your product depending on the lender's policy.